Decades of financial services experience has led HCG to focus on building a robust insurance platform for clients, including domestic and international services.



We excel at providing comprehensive estate planning and estate advisory services for HNW and UHNW families in the United States and the United Kingdom. From irrevocable life insurance trusts (ILIT) to complex may provide cash for heirs to settle the estate; estates and families benefit from our decades of hands on experience within the family office, nonprofit, public policy and financial worlds.

Law Building


HCG is a reinsurance intermediary, delivery excess coverage to insurance companies in the US. In a reinsurance agreement, a reinsurer assumes part of the risk the primary insurer has taken on via the policies it has written. 

Surplus lines business is coverage that is not available from the licensed market. In most forms, in order to seek surplus line placement the risk must be declined by at least 3 licensed or admitted insurers in the local market