Decades of international financial services experience has led HCG to focus on building a robust international re/insurance and insurance platform.
HCG is a reinsurance intermediary, delivery excess coverage to insurance companies in the US. In a reinsurance agreement, a reinsurer assumes part of the risk the primary insurer has taken on via the policies it has written.
Surplus lines business is coverage that is not available from the licensed market. In most forms, in order to seek surplus line placement the risk must be declined by at least 3 licensed or admitted insurers in the local market
Insurance offered to protected businesses from other business and events outside human control